Splurge vs Save: How To Shop Smarter
Building a wardrobe that balances quality and affordability doesn’t have to be overwhelming. Knowing when to splurge and when to save is key to curating a collection of pieces that not only suit your style but also your budget. While some items are worth the investment for their timeless appeal and durability, others can be swapped out for more affordable options without sacrificing style.
When we talk about splurging, it doesn’t always mean going for designer. There are plenty of higher-end high street and independent brands that offer amazing pieces. These brands often focus on quality, craftsmanship, and unique designs, making them worth considering when you want to invest in something special without going full luxury.
What To Save On:
Tanks, T-Shirts & Basic Tops
Basics are the core of your wardrobe—the pieces you reach for constantly. Whether you’re layering them in winter or wearing them solo in the summer, they’re the essentials that get the most wear. The high street offers plenty of affordable, well-made options that get the job done without the premium price tag. Since these items are often worn so frequently, they can wear out faster, so spending big isn’t always worth it. Brands like COS, H&M, Intimissimi and GAP are great for basics.
Occasion Wear
Finding an occasion wear piece can often be frustrating, as most of the time you’ll only wear it once. So, splurging on something that’ll gather dust in your wardrobe doesn’t always make sense. If you’re after something really special, rentals are a great option. There are so many luxury pieces to rent at a fraction of the retail price—without the commitment.
HURR - £104.25 For 4 Days, RRP £378
Trends
Splurging on trends can feel fun, but it’s often not the best investment. Fashion trends are fleeting, and what’s hot now can quickly look outdated. Rather than spending big on something you’ll only wear for one season, focus on investing in classic, versatile pieces that will stand the test of time. This way, your wardrobe stays fresh and relevant without the pressure to constantly chase the next big thing. Look at the high street for trends if you want to have some fun!
Belts
There are so many belts out there, but dropping £500 on one just doesn’t seem worth it. Sure, you might get plenty of use out of it, but why not grab a few more affordable options to switch up your look and style different outfits? Belts tend to be trend-driven, so they’re not always the smartest splurge. Go for variety instead of one pricey piece!
What To Splurge On:
We’re not going to get too deep into it, but splurging means something different to everyone—and that’s totally fine. We’ve put together a list of items we think are worth the splurge, from budget-friendly to a little ultimate luxe. The key? A splurge should be something you’ll actually get use out of!
Signature Items
Splurging on a signature item can be one of the smartest moves you make for your wardrobe. A signature piece is something that feels uniquely “you”—whether it’s a high-quality bag, a tailored blazer, or a pair of iconic shoes. These are the items that elevate your look and can instantly make any outfit feel more polished. When you splurge on a signature piece, you’re not just buying something expensive, you’re adding a staple that defines your personal style and stands the test of time.
Denim
When it comes to jeans, sometimes it’s worth spending a bit more. These are the pieces that really get a workout in your wardrobe, so having a reliable, high-quality pair makes all the difference. Sure, finding the right pair might take a little time, but it’s totally worth it in the end. We swear by 100% cotton jeans—stretch ones might be comfy, but they lose their shape and start to look tired way too quickly!
CITIZENS OF HUMANITY JEANS - £268
Bags/Wallets
Bags are definitely worth the splurge. They’re one of those things you won’t outgrow, no matter the season. If it’s your first big investment, go for something classic that’ll go with almost everything in your wardrobe. But if you’ve already built up your collection, feel free to have some fun—maybe try a bold colour!
Everyday Jewellery
When you choose quality materials, like solid gold or sterling silver, your pieces will withstand daily wear and retain their shine for years. Unlike cheaper options that might tarnish or break, high-quality jewellery stays looking fresh and timeless. These pieces become your go-to staples, effortlessly elevating your outfit while feeling personal and special. It’s a small investment that adds a lot of value to your daily look.
Swimwear
When it comes to swimwear, spending a little extra can make a huge difference. Higher-quality swimsuits tend to offer a better fit, superior fabric, and more durability, meaning they’ll hold up after multiple swims, sunbaths, and washes. They’re also designed to provide better support and comfort, so you can feel confident without worrying. It’s one of those wardrobe items where quality really counts! This one from COS is a real steal at the moment!
